Your Ultimate Guide to Comprehensive vs. Collision Insurance
If you own a car in the United States, you legally have to have insurance. However, that legal responsibility typically stops with personal injury protection and liability coverage, which protects the car, people, or property you might harm in an accident. Protecting your own property is not mandatory. Whether or not legally required, however, optional […]
Is Gap Insurance A Waste of Money?
Most people are familiar with how comprehensive insurance can cover the cost of a vehicle when it’s totaled in an accident. However, for those who carry a lease or loan their vehicle, the remaining balance on the loan can sometimes exceed the total cash value of the car. In these instances, drivers may be responsible […]
Do I Really Need Full Coverage Car Insurance?
You did it! You got a new car. But with a new car comes new responsibility. One such responsibility is a requirement to keep your car insured. You might be wondering: Read on to learn the answers to these questions. Different Auto Coverage Types Although car insurance is required by law for any car on […]
Answers to Your Top 16 Car Insurance Questions
If you have a car and drive it on public roads, you must have car insurance; it’s the law. The reason is simple. Insurance protects the general public in the event you cause damage to someone else or their property with your car. Since there are over 6 million car accidents in the U.S. each […]
What Does Car Insurance NOT Cover? 10 Possible Exclusions You Need to Know
Have you recently purchased car insurance but don’t know what it covers? For instance, does it provide coverage for repairs or thefts? And does your car insurance cover damage to your vehicle through natural disasters? Here are some possible exclusions you should be aware of.
Rental Car Reimbursement Coverage: 3 Key Things Motorists Need to Know
Car accidents happen at the most unlikely times and leave a long trail of distressing inconveniences. First, you’ll have to see a physician to ascertain whether you suffered any injuries from the accident. Thank heavens when you get out unscathed. Then, your second worry will kick in — how do you get a rental car quickly so you can continue with your daily routine as your car gets fixed?
If you have rental car reimbursement coverage, this will be the least of your worries.
Do I Need Rental Car Insurance Coverage?
Some people consider rental car insurance a necessity, while others ignore it as a redundant expense. In this article, we’ll deep dive into rental car insurance and find out the types of auto insurance available to you.
Adding Your Child to Your Car Insurance—Answers to Your Top 10 Questions
Whether it happens at 16 or 21, adding your child to your car insurance, and letting them drive independently, is a big milestone. It’s all part of growing up, gaining independence, and providing a path to adult responsibilities.
Knowing that young drivers are inexperienced and thus sometimes riskier to insure, you’re likely aware that costs are higher than if you added an older driver to your policy. However, you can minimize those costs while maximizing valuable coverage for your child.
How Car Insurance Deductibles Work—6 Basics You Need to Understand
Do you know how car insurance deductibles work? Learn about the different types of deductibles, how they’re calculated, and when they can be a good option for you.
