Minor Accident – Should You File a Car Insurance Claim?

Car accidents are one of the most common occurrences on our roads, and it’s likely that at some point in your life, you’ll be involved in or witness an accident. One of the most common dilemmas faced by drivers is whether to file a car insurance claim, especially if the accident is minor. In this […]
Adding a Driver to Your Car Insurance—What You Need to Know

If you own a car, you should have car insurance. Every state requires you to have at least liability insurance to drive a car on public roads. And, if you have an auto loan, chances are that your lender requires full coverage insurance. However, car insurance isn’t just about meeting legal or auto loan requirements. […]
Your Ultimate Guide to Comprehensive vs. Collision Insurance

If you own a car in the United States, you legally have to have insurance. However, that legal responsibility typically stops with personal injury protection and liability coverage, which protects the car, people, or property you might harm in an accident. Protecting your own property is not mandatory. Whether or not legally required, however, optional […]
Is Gap Insurance A Waste of Money?

Most people are familiar with how comprehensive insurance can cover the cost of a vehicle when it’s totaled in an accident. However, for those who carry a lease or loan their vehicle, the remaining balance on the loan can sometimes exceed the total cash value of the car. In these instances, drivers may be responsible […]
Do I Really Need Full Coverage Car Insurance?

You did it! You got a new car. But with a new car comes new responsibility. One such responsibility is a requirement to keep your car insured. You might be wondering: Read on to learn the answers to these questions. Different Auto Coverage Types Although car insurance is required by law for any car on […]
Answers to Your Top 16 Car Insurance Questions

If you have a car and drive it on public roads, you must have car insurance; it’s the law. The reason is simple. Insurance protects the general public in the event you cause damage to someone else or their property with your car. Since there are over 6 million car accidents in the U.S. each […]
What Does Car Insurance NOT Cover? 10 Possible Exclusions You Need to Know

Have you recently purchased car insurance but don’t know what it covers? For instance, does it provide coverage for repairs or thefts? And does your car insurance cover damage to your vehicle through natural disasters? Here are some possible exclusions you should be aware of.
Rental Car Reimbursement Coverage: 3 Key Things Motorists Need to Know

Car accidents happen at the most unlikely times and leave a long trail of distressing inconveniences. First, you’ll have to see a physician to ascertain whether you suffered any injuries from the accident. Thank heavens when you get out unscathed. Then, your second worry will kick in — how do you get a rental car quickly so you can continue with your daily routine as your car gets fixed?
If you have rental car reimbursement coverage, this will be the least of your worries.
Do I Need Rental Car Insurance Coverage?

Some people consider rental car insurance a necessity, while others ignore it as a redundant expense. In this article, we’ll deep dive into rental car insurance and find out the types of auto insurance available to you.