Universal Life Insurance: A benefit for your loved ones

Torian Insurance offers universal life insurance policies which provide a tax-free death benefit to your loved ones. With Torian, you can rest assured knowing that your family is taken care of financially if something happens to you.

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What Is universal life insurance?

Universal life insurance is an important form of insurance that aims to provide financial security for individuals and their families in the event of unexpected tragedies. This type of insurance operates according to a universal policy, which means that it remains active for the individual’s entire lifetime, regardless of how many changes are made to the policy.

Unlike traditional life insurance policies, universal life insurance also allows policyholders to make regular contributions to their accounts, in order to build up additional savings over time. Furthermore, this policy can be used as a flexible savings vehicle, which means that the policyholder has control over how the money in their account is invested. 

Why do I need universal life insurance?

There are many reasons why you might need a universal life insurance policy. Perhaps you want to make sure your family is taken care of financially in the event of your death. Or maybe you’re looking for a way to save for retirement without having to pay taxes on the money you put away. Whatever your reasons, a universal life policy can be a helpful tool.

Universal life insurance policies are different from other types of life insurance in that they offer more flexibility. With universal life, you can choose how much coverage you need and how much you want to pay in premiums. You can also adjust your coverage as your needs change over time. Additionally, universal life policies often come with an investment component, which means that your money can grow tax-deferred while it’s invested.

Universal life insurance can be a great way to create financial security for yourself and your family. We can help to see if a universal life policy is right for you.

No matter what life throws your way, we are committed to making sure you have the right life insurance policy that meets your needs.

You can rest easy with Torian. As independent Insurance agents, we work for YOU, not the insurance companies! Our expert staff has your best interest at heart which means providing the best coverage.

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