At Torian Insurance, we know that you love your bike as much as you love life itself. That’s why we offer comprehensive coverage that will keep you safe on the road. Whether you’re cruising down the highway or taking a weekend trip, we have you covered.
Motorcycle insurance works the same way car insurance does. It relieves you of the financial burdens of an unfortunate accident by covering property damages, bodily injury and liability. Motorcycle insurance generally is cheaper than car insurance however, because motorcycles are less likely to cause serious damages or injuries to someone else. Motorcycles can be enjoyed so much more when you know you are protected.
You can rest easy with Torian. As independent Insurance agents, we work for YOU, not the insurance companies! Our expert staff has your best interest at heart which means providing the best coverage.
Motorcycle insurance protects you while you enjoy your ride. This type of insurance can cover the costs of damages from a collision, medical expenses, repairs, theft and more.
Almost every state including Indiana, Kentucky and Illinois require motorcycle insurance.
The average cost of motocycle insurance in Indiana is $577 a year according to Value Penguin, but that can vary. Factors that can influence the cost of motorcycle insurance include:
Similar to your standard auto-insurance policy, there are common discounts that you might come across. It’s important to talk to your insurance agency about what motorcycle insurance discounts you may qualify for. Some common discounts include:
Most standard motorcycle insurance policies cover collision, comprehensive and liability. More specifically the basic coverages include:
If you can ride it, we can insure it. Other types of motor vehicles that can be insured include:
In order to get a quote for motorcycle insurance, you will generally need to have:
Minimum motorcycle insurance policies don’t typically cover equipment, but you can purchase additional coverage that would cover the replacement of your helmet and other bike accessories. If you’ve invested a significant amount of money into motorcycle accessories like your helmet, gloves, jacket etc. make sure to reach out to a trusted insurance agency and ask if they are covered.