Term Life Insurance: Protect Those you leave behind

Torian Insurance offers term life insurance policies that are easy to understand and affordable. We offer policies for people of all ages, so you can rest easy knowing that your loved ones are taken care of financially if something happens to you.

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What Is term life insurance?

Term life insurance is a type of life insurance that provides coverage for a specific period of time, usually 10-30 years. If the insured person dies during that time period, the policy pays out a death benefit to their beneficiaries. This can help to provide financial security for loved ones in the event of the policyholder’s death.

There are two main types of term life insurance: level term and decreasing term. Level term policies have constant premiums and death benefits throughout the term, while decreasing term policies have premiums that stay the same but death benefits that decrease over time.

A Term life policy can be an affordable way to get coverage, and it can be a good option for people who are not looking for permanent life insurance coverage.

Why do I need term life insurance?

Term life insurance is an essential investment for anyone who wishes to protect their family’s financial future. Whether you are the main breadwinner, or simply want to make sure that your loved ones would be able to maintain their lifestyle if something were to happen to you, term life can help provide peace of mind and security.

Unlike some other forms of insurance, term life policies are generally very affordable, and offer a clear benefit in terms of coverage. And because term life plans have a set term limit – usually between 5 and 30 years – they offer an attractive way to invest in your future without feeling tied down.

So if you’re considering your options for safeguarding your family’s well-being, consider purchasing term life insurance today. It will give you the reassurance you need at a cost that won’t break the bank.

No matter what life throws your way, we are committed to making sure you have the life insurance policy that meets your needs.

You can rest easy with Torian. As independent Insurance agents, we work for YOU, not the insurance companies! Our expert staff has your best interest at heart which means providing the best coverage.

We just love working with Torian! Everyone is so wonderful and helpful. We have had excellent guidance, explanations, and recommendations for all of our insurance needs. We completely trust Torian and never have to worry about a thing. Thank you!

Kimberly H.

Andy Dillow is always available, knowledgeable, and helpful. He makes exploring the many insurance options easy and leaves you with a sense of confidence that your have the coverage you need.

Ryan T.