Wedding Insurance

Protect Your Special Day

Your special day should be nothing short of perfect. Torian Insurance offers wedding insurance to protect you from wedding mishaps, vendor issues or wedding cancellation. Protect yourself from liability in the unfortunate event of damage or injury.

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wedding insurance

One Less Thing To Worry About On Your Big Day

Wedding insurance is a type of insurance that helps protect couples against various financial losses that may occur before or during their wedding. It covers a range of issues such as vendor cancellations, severe weather conditions, illness or injury, theft or loss of wedding attire, and damage to the venue, among others. The policy pays out a sum of money in case of any of these incidents and helps the couple recover some of the costs associated with the wedding. The coverage and cost of the insurance policy depend on the size and location of the event, the number of guests, the duration, and the overall budget. It is advisable to buy wedding insurance as soon as possible in order to avoid any unforeseen losses and to ensure peace of mind on the big day.

Ensure A Smooth Wedding Day With Wedding Insurance

Contact An Experienced Insurance Agency

Insurance can be complicated, but that's why we are here to help. With 100 years of experience in the insurance industry we can answer all of your questions.

Customize Your Policy Based On Your Needs

Based on your specific needs, size of wedding and venue requirements, Torian will help customize your wedding insurance policy.

Get Protected With The Best Coverage & Rest Easy

Your special day shouldn't have any added stress. Wedding insurance protects your business and assets so you can rest easy.

We pride ourselves in offering the best insurance coverage and services throughout Southern Indiana.

You can rest easy with Torian. As independent Insurance agents, we work for YOU, not the insurance companies! Our expert staff has your best interest at heart which means providing the best coverage.

Variety Of Insurance Policies

We offer a variety of policies to find the perfect one for YOU!

Peace Of Mind

You'll have peace of mind knowing that you're protected in case of an emergency.

Trusted Partner

If something happens, our team will be there with you every step of the way.

Bundled Discounts

Bundle discounts save you time and money on all of your insurance needs.

Wedding Insurance FAQs

Wedding insurance is a type of event insurance designed to protect individuals against wedding-related risks. These risks can include things like property damages, injuries, the wedding ring being lost or damaged, a vendor going out of business, or a natural disaster disrupting the wedding.

Several venues require wedding liability insurance, but even if your venue doesn’t, it is always a good idea to have coverage in case of any unforeseen accidents or problems. Wedding insurance can help protect against loss or damage to property, as well as cancellations or postponements. It is important to note that most wedding insurance policies typically do not cover costs if the wedding is cancelled because the bride or groom has a change of heart!

Depending on the specifics of your wedding insurance policy, it can cover:

  • Guests’ injuries or damages to the venue (wedding liability insurance)
  • Postponements or cancellations (wedding cancellation insurance)
  • Damages to your own property (special coverage)

Yes, wedding insurance and event insurance are essentially the same thing. Event insurance is a broader term that encompasses insurance coverage for various types of events, such as weddings, corporate events, parties, and more. Wedding insurance specifically focuses on coverage tailored to weddings and related events. The terms “wedding insurance” and “event insurance” are often used interchangeably in the insurance industry.

The cost of wedding insurance can vary depending on several factors, including the coverage limits, the location of the wedding, the number of guests, and any additional add-ons or enhancements you choose.

Ideally, you should purchase wedding insurance as soon as you start making initial deposits and payments for your wedding-related expenses. It is recommended to purchase the insurance as early as possible in the planning process to ensure maximum coverage. Many insurance providers have specific timelines for when you can purchase wedding insurance, typically ranging from 2 years to 2 weeks before the event.

While the specific coverage may vary depending on the policy and insurance provider, there are generally some common exclusions in wedding insurance. These may include:

  • Change of heart/cold feet
  • Wedding rings/jewelry
  • Equipment rented from outside parties
  • Rainy weather
  • Lack of funds
  • Intentional damage

Wedding liability insurance  protects the bride and groom in case property is damaged or someone gets injured during the ceremony. 

Wedding cancellation/postponement insurance is typically a separate policy that covers the happy couple if the wedding has to be cancelled or postponed due to circumstances outside of their control.

We just love working with Torian! Everyone is so wonderful and helpful. We have had excellent guidance, explanations, and recommendations for all of our insurance needs. We completely trust Torian and never have to worry about a thing. Thank you!

I am confident Torian is looking out for my best interest. I don’t worry about when or if something will happen because I know I have the best coverage I can get and at the best cost. Thank you Torian for the great service you offer.

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