Cyber Liability Insurance

Protection Against Cybercrimes

Torian Insurance offers comprehensive cyber liability insurance that can help protect your business from a wide range of cyber risks. Our policies offer broad coverage for both first and third-party losses, including costs associated with data recovery, legal defense, and public relations.

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Call (812) 424-5503 or fill out the form below to get started.

Cyber Attacks Are More Prominent Than Ever

Businesses both small and large face costly risks associated with increasing cyber attacks. As technology become more prominent and complex, so do cyber crimes. If your business is the victim of a cyber attack, you could be financially liable for the damages. Cyber liability insurance can help to cover the costs of a data breach, like legal fees, damage to your reputation, and the cost of restoring lost data. It can also help to cover the costs of ransomware, like the ransom itself and the cost of hiring a cyber security expert to help you recover your data.

Cyber attacks can not only be financially burdensome, they can cost you your entire business. Protect your sensitive data, finances, and reputation with cyber liability insurance.

Protect Your Sensitive Data With Complete Cyber Protection

Contact A Trusted Insurance Agency

Insurance can be complex, but that's why we are here to help. With 100 years of experience in the insurance industry we can answer any and all of your questions about cyber liability insurance.

Find The Right Coverage For You

Based on your specific business needs & online risks, Torian will help customize your commercial cyber insurance policy so that you only pay for what you need. We help you ensure that you are fully covered.

Get Protected & Rest Easy

Your sensitive business data and reputation are increasingly at risk with the rise of cyberattacks. With cyber liability insurance you can have pace of mind knowing you are protected.

We pride ourselves in offering the best insurance coverage and services throughout Southern Indiana.

You can rest easy with Torian. As independent Insurance agents, we work for YOU, not the insurance companies! Our expert staff has your best interest at heart which means providing the best coverage.

Variety Of Insurance Policies

We offer a variety of policies to find the perfect one for YOU!

Peace Of Mind

You'll have peace of mind knowing that your business is protected in case of an emergency.

Trusted Partner

If something happens, our team will be there with you every step of the way.

Bundled Discounts

Bundle discounts save you time and money on all of your insurance needs.

Cyber Liability Insurance FAQs

Cyber liability insurance is a type of insurance designed to protect businesses from the financial and legal risks associated with cyberattacks, data breaches, and other cybersecurity incidents.

Cyber liability insurance is beneficial for businesses of all sizes, especially those that process or store customer data, such as payment information. Even if your company doesn’t currently store data, it is still important to consider cyber liability insurance in case of any future data breaches or incidents. Having cyber liability insurance can help protect companies from costly losses associated with a cyberattack and ensure they are financially prepared for any potential threats.

Cyber liability insurance covers the following:

  • Legal fees and expenses
  • Settlements & fines
  • Business interruptions
  • Ransom payments
  • Breach response

Cyber liability insurance policies do not cover everything. Some exclusions may include:

  • Data breaches caused by employee negligence
  • Physical damages to IT equipment
  • Damages caused by natural causes such as fire 
  • Future losses
  • Intellectual property

The exact cost of cyber liability insurance will depend on the level of coverage desired and the risk profile of the organization in question. Factors such as industry, size, and data privacy requirements may also affect the cost.

Cyber liability insurance typically comes in two forms: first party coverage and third party coverage. First party coverage offers protection against losses such as data destruction, theft, or corruption; loss of revenue; or expenses associated with investigating and recovering from a data breach. Third party coverage protects organizations against claims arising from a breach involving third parties, such as customers or partners.

Some examples of cyberattacks that businesses are at risk for are:

  • Phishing emails
  • Malware
  • Ransomware
  • Security breaches
  • Business email compromise
  • Distributed denial-of-service

While all businesses can benefit from cyber liability insurance those who handle medical information, credit card information, customer data, or personal identifying data cannot afford to not have it.

Some of the industries that are most frequently targeted include:

  • IT professionals
  • Retailers
  • Healthcare organizations
  • Financial service providers
  • Real estate agencies
  • Advertisers

We just love working with Torian! Everyone is so wonderful and helpful. We have had excellent guidance, explanations, and recommendations for all of our insurance needs. We completely trust Torian and never have to worry about a thing. Thank you!

I am confident Torian is looking out for my best interest. I don’t worry about when or if something will happen because I know I have the best coverage I can get and at the best cost. Thank you Torian for the great service you offer.

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