Dental Insurance

Protect Your Dental Heath

At Torian Insurance, we understand the importance of good oral health and its impact on your overall well-being. We guide you through the complexities of dental insurance, ensuring you receive the maximum benefits with minimal fuss.

Let's Talk About Dental Insurance!

Call (812) 424-5503 or fill out the form below to get started.

dental insurance

Don't Let Dental Costs Catch You Offguard

Without comprehensive dental insurance, unexpected dental issues can lead to substantial financial strain, affecting both your health and budget. Neglecting oral care due to cost concerns can result in serious health complications down the line.

Dental insurance can help cover routine dental check-ups, crowns, bridges, root canals and more. Avoid the stress associated with unexpected dental expenses and focusing more on maintaining your family’s oral health comfortably within your budget.

Get Started With Dental Insurance at Torian

Contact Our Expert Team

Reach out to our seasoned insurance advisors. With over a century of combined experience, we are well-equipped to answer all your dental insurance queries and guide you through the process.

Tailor Your Perfect Plan

Every smile is unique and so are your dental needs. We will work closely with you to understand your specific requirements and customize a dental insurance plan that fits perfectly with your lifestyle and budget.

Enroll and Enjoy Peace of Mind

Once your plan is set, enroll and start benefiting from immediate coverage on preventive services. With Torian Dental Insurance, you can rest easy knowing that both routine care and unexpected dental costs are well-handled.

We pride ourselves in offering the best insurance coverage and services throughout Southern Indiana.

You can rest easy with Torian. As independent Insurance agents, we work for YOU, not the insurance companies! Our expert staff has your best interest at heart which means providing the best coverage.

Variety Of Insurance Policies

We offer a variety of policies to find the perfect one for YOU!

Peace Of Mind

You'll have peace of mind knowing that your family is protected in case of an emergency.

Trusted Partner

If something happens, our team will be there with you every step of the way.

Bundled Discounts

Bundle discounts save you time and money on all of your insurance needs.

Dental Insurance FAQs

Dental insurance is a type of health coverage specifically designed to pay for costs associated with dental care. It includes a range of services, from routine preventive care to more complex and costly procedures like root canals, crowns, and braces. The goal of dental insurance is to make dental health more affordable and predictable, reducing your out-of-pocket expenses while promoting regular dental visits for maintained overall oral health.

While dental insurance is not mandatory, it is highly advisable for several reasons. Routine dental care, which includes exams, cleanings, and X-rays, is critical to maintaining not only oral health but also overall well-being. Dental problems can exacerbate or lead to other health issues if left unchecked. Insurance helps manage the costs of these necessary services as well as more expensive procedures, thereby facilitating regular dental visits and interventions that might otherwise be postponed due to costs.

Dental insurance typically covers a portion of the costs associated with preventive, basic, and major dental care. Preventive services might include regular cleanings, exams, and X-rays, and are often covered at 100%. Basic procedures, such as fillings and extractions, are usually covered at a lower percentage, such as 70-80%. Major procedures like crowns, bridges, dentures, and sometimes orthodontics are covered at an even lower rate, such as 50%. The specific percentages and covered services depend on the plan.

A deductible is the amount you pay out-of-pocket for dental services before your insurance begins to pay. For example, if your deductible is $50 and your total treatment costs are $200, you will pay $50 and your insurance will cover the remaining $150, according to the terms of your policy. Many dental plans do not require a deductible for preventive services, which allows policyholders to receive routine care without any upfront costs.

Choosing the right dental insurance plan requires considering several factors:
– Coverage Needs: Evaluate what kind of dental services you and your family require. If you anticipate needing major work, look for a plan that offers substantial coverage for major services.
– Deductibles and Premiums: Balance the monthly premium costs with deductible amounts. A lower premium plan typically comes with higher deductibles and vice versa.
– Network: Ensure the plan has a good network of dentists. Check if your current dentist is in-network or find a plan with a suitable choice of providers.
– Maximums: Some plans have annual or lifetime maximum coverage limits. Consider how these limits might affect your dental care needs and budget.
– Added Benefits: Some plans offer additional benefits for vision and hearing services. If these are important to you, look for plans that include these extras.

We just love working with Torian! Everyone is so wonderful and helpful. We have had excellent guidance, explanations, and recommendations for all of our insurance needs. We completely trust Torian and never have to worry about a thing. Thank you!

Great service. Seems like you guys have a great team that works pretty well together that all Made you to make sure you guys give bets customer service possible

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