Group dental insurance is an essential benefit for both employers and employees, providing comprehensive oral health coverage that standard health insurance often lacks. It can encompasses a range of services from routine check-ups and cleanings to more complex procedures like fillings, crowns, and even orthodontics.
This insurance program is designed to promote preventive care, helping to catch potential issues early and encourage overall well-being. By opting for group dental insurance, employers can offer their teams a valuable advantage, enhancing employee satisfaction, retention, and productivity.
The added benefit is that it often comes at a more affordable rate compared to individual plans, ensuring that everyone in the organization has access to necessary dental care without significant financial strain.
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Based on your specific needs and business risks, Torian will help customize your group dental insurance policy.
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Group dental insurance is a type of dental coverage that employers or organizations provide to their employees or members. It offers affordable access to essential dental services, such as cleanings, fillings, and basic procedures, helping to maintain good oral health for the entire group.
Group dental insurance can provide valuable benefits for your business. It helps attract and retain talented employees, improves overall employee health and productivity, and can be a cost-effective way to offer comprehensive dental coverage. Investing in group dental insurance demonstrates your commitment to your team’s well-being.
Group dental insurance usually covers preventive care (like cleanings and exams), basic procedures (such as fillings and extractions), major procedures (including crowns and root canals), and sometimes orthodontic treatment.
Costs vary depending on several factors including the size of the group, the level of coverage, the provider, and the employer’s contribution toward the premiums. Generally, group plans are more cost-effective than individual plans.
Many insurance providers offer customizable plans where employers can select the types of coverage, maximum benefits, deductibles, and co-pays that best meet their needs and budget.
Eligibility criteria often depend on employment status (full-time vs. part-time), the waiting period, and other specific criteria defined by the employer and the insurance provider.
Yes, premiums paid by employers for group dental insurance are typically tax-deductible as a business expense. Employee contributions can also often be made on a pre-tax basis.
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3000 E Division St. Evansville, IN 47711 | Phone: (812) 424-5503 | Contact Us
3000 E Division St.
Evansville, IN 47711
Phone: (812) 424-5503
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