Condo insurance - a must-have for anyone who owns a condo

If you’re like most people, you probably don’t know the first thing about condo insurance. You might not even know what all your options are. Torian Insurance is here to help. We’ll take the time to understand your unique situation and recommend a policy that fits your needs and budget.

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What Is condo insurance?

Condo insurance is an insurance policy that helps to protect condo owners from financial losses in the event of damage to their unit or common areas.

While each condo association has its own insurance policy, this typically only covers the building itself and does not provide any protection for individual units. As a result, it is important for condo owners to purchase their own condo insurance policy in order to be fully protected. 

While the exact coverage will vary depending on the insurer, most condo insurance policies will cover the cost of repairs in the event of fire, water damage, or theft. In addition, many policies will also provide personal liability coverage in the event that someone is injured while on the property. 

By understanding what condo insurance is and how it works, condo owners can help to safeguard their investment.

Why do I need condo insurance?

If you own a condo, you probably know that your condo association’s insurance policy only covers the building itself and common areas. But what about your personal belongings and liability? 

That’s where condo insurance comes in. Condo insurance is designed to protect you from financial losses due to damage to your unit or theft of your belongings, as well as from liability claims if someone is injured in your home. 

Although your condo association’s policy may provide some coverage for these risks, it’s typically not enough to protect everything you own or could be held liable for. That’s why condo insurance is an important investment for any condo owner.

We have years of experience protecting condos and their owners, and we know just what to do to make sure you’re fully covered.

Our policies are flexible, so you can choose the coverage that’s right for you. And our rates are always competitive, so you can be sure you’re getting the best deal possible.

From my first phone call with Matt Dillow, I felt confident in my decision to choose Torian. He explained coverages, costs and treated me with kindness and understanding. Having moved to Indiana from the east coast and having the same agent for my needs for more than 25 years back home, I had to trust the person and the company I choose for coverage. Matt made my decision easy by being patient, answering questions, and working with me to meet my needs and also considering what I can afford. I would recommend Torian. Thank you very much

They have always treated us fairly since we first started working with them. Have always felt as though they are being honest and advising in our best interest. I would highly recommend giving them a shot. I don’t always look for the cheapest, who I work with is extremely valuable to me. I feel, after speaking with friends about cost and service, that I am getting both, a good all around value and experience from the Torian team.

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