With a century of experience, Torian Insurance understands the unique perils faced by electrical contractors. We combine our deep industry knowledge with compassion, ensuring we guide and support you through the rugged terrains of insurance so that you can focus on what matters most: Your business.
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A single accident can lead to potentially devastating financial losses. As an electrical contractor, injuries, property damage, and other risks are part of your trade. Without the right insurance solution, the financial stability of your business is in jeopardy.
We, at Torian Insurance, get your struggle. The complexity of picking the right insurance policy can be daunting; the stakes of not having one even more so. That’s why we aim to simplify insurance. We expertly navigate the jargon, examine the fine print, and present you with a personalized, clear, and affordable insurance plan that fully covers your risks and ensures your electrical contracting business’s thriving future. Insurance for electricians can include:
You can rest easy with Torian. As independent Insurance agents, we work for YOU, not the insurance companies! Our expert staff has your best interest at heart which means providing the best coverage.
Electrical contractor insurance is a specialized type of business insurance designed to protect electricians and electrical contractors from the unique risks associated with their profession. It covers potential financial losses resulting from injuries, property damage, equipment breakdowns, and other unforeseen incidents that can occur during electrical work.
Electrical contractor insurance is designed to protect electricians from various financial risks such as:
The cost of electrical contractor insurance varies depending on several factors, including the type of electrical work you do, the size of the business, the coverages you choose, your business location and your claims history. Contact us today to get a contractor insurance quote.
Electrician insurance is essential for anyone operating in the electrical trade. This includes anyone who works with:
Electrical contractor insurance is designed to offer comprehensive protection for many of the risks associated with the trade. However, like any insurance policy, there are certain exclusions. Typically, the following aspects may not be covered:
Without electrical contractor insurance, if an accident occurs you could be personally responsible for all the costs associated with the incident. This could include medical expenses, legal expenses, lost income, and property damages.
Yes, even if you are a self-employed electrical contractor or run a small electrical contracting business, you should strongly consider electrical contractor insurance. Regardless of the size of your business, dealing with electricity carries inherent risks such as property damage, tools and equipment damages, and potential injuries while carrying out the job.
Even one mishap can result in a substantial financial setback. Self-employed contractors and small businesses often operate on tighter margins, which means unexpected costs could have a greater impact.