Recently Married? Combine Insurance with Your Spouse
Couples often find that combining their personal insurance coverage is a strategic way to save money on insurance and simplify their financial lives. As a local, independent insurance agency with deep community roots, Torian Insurance has helped newlyweds and families secure custom insurance solutions for nearly a century. By merging your policies, you can eliminate […]
Weathering the Storm: The Smart Way to Insure Against Natural Disasters
Natural disasters—whether floods, tornadoes, hurricanes, or windstorms—are no longer distant threats. They are increasingly common challenges for people living in and around Evansville, Indiana, as well as across Illinois and Kentucky. Unfortunately, many standard insurance policies fail to cover all these risks, leaving gaps that can cause financial hardship and emotional distress when disaster strikes. […]
5 Essential Tips to Protect Your Electronics At Home
Electronics are at the heart of modern living, powering our homes, work, and entertainment. From smartphones and gaming consoles to smart TVs and home security systems, these devices represent substantial financial investments and are intertwined with our daily routines. Protecting such valuable assets through robust home insurance is crucial for safeguarding not only their monetary worth […]
Essential Winter Fire Safety Tips
Winter months in Southern Indiana, Illinois, and Kentucky bring cozy nights by the fire, the soft glow of candles, and hearty meals in warm kitchens. Implementing effective winter safety and storm preparation tips is crucial during the colder months to ensure your home and loved ones remain protected. By learning and applying these essential winter fire […]
Renters Insurance and Liability: What You Need to Know
Navigating the world of renters insurance can often seem like a complex task, filled with industry jargon that’s difficult to decipher. As a renter or prospective renter in the tri-state area of Indiana, Illinois, and Kentucky, you may find yourself asking, “What is renters insurance, do I really need it, and what does it cover?” […]
Do I Really Need Flood Insurance in Indiana?
Indiana is a state that is known for its diverse landscape, from rolling hills and farmland to bustling cities and waterfront communities. While this diversity makes Indiana a great place to live and work, it also means that the state is susceptible to a wide range of natural disasters, including floods. Flooding is one of […]
6 Insider Tips for Finding Affordable Renter’s Insurance
If you rent your living space, you have likely heard that renter’s insurance can provide protection for your belongings. Like any other type of insurance, renter’s insurance is offered by a wide range of insurance providers, with each offering its own coverage limits and pricing. If you’re in the market for this type of insurance, […]
A Brief but Interesting and Informative Guide to the Insurance Claim Process
If you’ve suffered a loss or incurred damages, it’s time to review your insurance coverage. You’ll have to file a claim to acquire a reimbursement from the insurance carrier. The timing as to when you should submit the claim is largely dependent on the size, type and severity of the loss. Larger claims should be […]
Renters Insurance—Do You Really Need It?
Most people who own a home have homeowners insurance to protect their homes, the property within it, and any visitors that may be injured on the property. In fact, most people with mortgages are required to carry homeowners insurance by their lender. However, one thing this insurance generally doesn’t cover is renters. It usually only […]
