General Liability vs Professional Liability Insurance – Which One Do You Need?
In today’s business world, protecting yourself and your assets is crucial. If you’re a business owner, understanding the differences between general liability and professional liability insurance is essential to ensure you have the right coverage.
In this article, we will explore the key distinctions between general liability and professional liability insurance. Furthermore, we will showcase Torian Insurance’s expertise in providing customized insurance solutions that cater to your unique requirements.
How an Independent Insurance Agent Gets You the Best Rates
Insurance is designed to protect you from significant financial burdens, and it’s very important to ensure you have the right coverage. On the other hand, you don’t want to pay too much for minimal coverage, or even find yourself paying for coverage you don’t need. One way to protect yourself from falling victim to the […]
Does My Small Business Qualify for BOP Insurance?
As a business owner, you’ve learned that anything can happen. You’ve also learned ways to protect your business from financial hardship and undue liability. That typically means you have a few business insurance policies at work keeping your liability down and giving you peace of mind. As you dig through your coverage options, you may […]
Your Ultimate Guide to Comprehensive vs. Collision Insurance
If you own a car in the United States, you legally have to have insurance. However, that legal responsibility typically stops with personal injury protection and liability coverage, which protects the car, people, or property you might harm in an accident. Protecting your own property is not mandatory. Whether or not legally required, however, optional […]
The Importance of Reliable Management Liability Insurance
When running a business, whether it’s a small startup or a large enterprise, you need to have a plan in place in case things go wrong at any time. Different types of insurance policies can be put in place to mitigate the damages, losses, and repercussions of incidents and accidents. One part of an organization […]
Am I Required to Hold Commercial Auto Insurance for My Business Vehicles?
If you’re a business owner who relies on one or more vehicles to keep operations running smoothly, chances are you need to purchase a commercial auto insurance policy. Having this form of insurance will protect your company from liabilities by covering the costs of personal injuries and property damage sustained during a collision or accident. […]
Commercial Crime Insurance: How it Works and Why You Need It
Unfortunately, not all workers, vendors, and customers are equally trustworthy, and problems with theft, fraud, or forgery continue to impact businesses across the United States. According to a report by the AWCI, employee theft alone is responsible for some $50 billion in damages annually, contributing to nearly one-third of bankruptcies and business failures throughout the nation. […]
A Brief but Interesting and Informative Guide to the Insurance Claim Process
If you’ve suffered a loss or incurred damages, it’s time to review your insurance coverage. You’ll have to file a claim to acquire a reimbursement from the insurance carrier. The timing as to when you should submit the claim is largely dependent on the size, type and severity of the loss. Larger claims should be […]
Why You Need Commercial Property Insurance
One of the main steps of building a business is insuring it. Yet, business insurance can be daunting, especially when you hear stories of “My business insurance doesn’t cover that.” You don’t want to spend your time as a business owner worrying that an uninsured disaster will occur on your premises with no financial backing. […]
