With Torian Insurance, you’re trusting a legacy that dates back to 1923. Our experience with painters insurance, combined with our passion for personalized service, ensures we understand your unique needs and provide coverage that truly protects your painting business.
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As a self-employed painter or painting business owner, you encounter a myriad of risks daily—potential worker injuries, accidental property damages, liability claims, tool theft or damage. These uncertainties can pose financial threats and distract you from your primary focus—delivering exceptional painting services. At Torian Insurance, our mission is to handle these risks on your behalf, securing you with peace of mind. We offer tailored insurance plans ensuring comprehensive protection.
We believe in making insurance hassle-free. Our committed team of professionals is always ready to provide personalized support for any queries or requirements. With Torian Insurance, you aren’t just buying a policy, you’re partnering with a trusted insurance agency that values your work, understands your industry, and prioritizes safeguarding your financial assets, reputation, and mental peace. In essence, with us, you’re not just insured, you’re protected. Painters’ insurance may include:
You can rest easy with Torian. As independent Insurance agents, we work for YOU, not the insurance companies! Our expert staff has your best interest at heart which means providing the best coverage.
Painter’s insurance, also known as painter’s liability insurance or painter’s business insurance, is a type of insurance coverage designed to protect painters and their businesses from various risks and liabilities. It typically provides protection against property damage, bodily injury, and personal injury claims that may arise during the course of work.
Painter’s insurance typically covers risks such as accidental damage to the client’s property, injuries to clients or third parties, and damage caused by faulty workmanship or products. It may also include coverage for tools and equipment, theft, and business interruption.
Having painter’s insurance is often a requirement for contractors, freelancers, or businesses operating in the painting industry. It helps protect painters from financial losses and potential lawsuits that could arise from accidents or damages that occur on the job.
Common coverages for contract painters include:
Painters insurance is designed to cover:
Your specific policy will determine what your coverages include.
The cost of painters’ insurance typically depends on several factors, including the type of coverage chosen, the size and nature of your painting business, risk exposure, and claim history.
Contact us today to get a contractor insurance quote.
Painters insurance is needed by a range of professionals in the painting industry including:
There are certain exclusions and limitations to painters insurance coverage that you should be aware of. While the specifics can vary depending on your policy and insurance provider, here are some common exclusions:
It’s important to carefully review the terms and conditions of your painters insurance policy to understand the specific exclusions and limitations that may apply. If you have any questions or need clarification, it’s recommended to consult with your insurance provider or agent.
Professional liability (E&O) covers claims arising from professional mistakes or failure to perform a professional service. General liability covers third-party bodily injury and property damage claims. Business owners insurance generally combines general liability and business property insurance, also providing protection against business interruption.
Yes, it is often possible to adjust your policy as your business needs change.