Painters Insurance

Secure Your Painting Business

With Torian Insurance, you’re trusting a legacy that dates back to 1923. Our experience with painters insurance, combined with our passion for personalized service, ensures we understand your unique needs and provide coverage that truly protects your painting business.

Looking for Insurance for Painting Business?

Call (812) 424-5503 or fill out the form below to get started.

painters insurance

Don't Let Risks Tarnish Your Painter Business

As a self-employed painter or painting business owner, you encounter a myriad of risks daily—potential worker injuries, accidental property damages, liability claims, tool theft or damage. These uncertainties can pose financial threats and distract you from your primary focus—delivering exceptional painting services. At Torian Insurance, our mission is to handle these risks on your behalf, securing you with peace of mind. We offer tailored insurance plans ensuring comprehensive protection.

We believe in making insurance hassle-free. Our committed team of professionals is always ready to provide personalized support for any queries or requirements. With Torian Insurance, you aren’t just buying a policy, you’re partnering with a trusted insurance agency that values your work, understands your industry, and prioritizes safeguarding your financial assets, reputation, and mental peace. In essence, with us, you’re not just insured, you’re protected. Painters’ insurance may include:

Add A Coat Of Protection With Painters Insurance

Choose An Advocate For Your Insurance Needs

Leverage the century-spanning experience of Torian Insurance, your dedicated partner safeguarding the craftsmanship of your painting business. We blend our in-depth knowledge of the painting industry with personalized attention to detail, offering a dependable shield for your ventures.

Customize Your Insurance To Match Your Craft

Your painting business is marked by its distinct strokes, and your insurance coverage should reflect that individuality. Discuss with our experts the unique risks and nuances of your work. We'll then craft an insurance plan that's as bespoke as your services—affordable, comprehensive, and tailored to the canvas of your business operations.

Paint with Peace of Mind With Torian Insurance

With your tailored policy in action, you can focus on the finer details of your painting projects. Torian Insurance provides that comforting layer of security, ensuring that if things go awry, your business's financial health is preserved. Expert claim handling and risk management advice are just a brushstroke away when you partner with us.

We pride ourselves in offering the best insurance coverage and services throughout Southern Indiana.

You can rest easy with Torian. As independent Insurance agents, we work for YOU, not the insurance companies! Our expert staff has your best interest at heart which means providing the best coverage.

Variety Of Insurance Policies

We offer a variety of policies to find the perfect one for YOU!

Peace Of Mind

You'll have peace of mind knowing that your business is protected in case of an emergency.

Trusted Partner

If something happens, our team will be there with you every step of the way.

Bundled Discounts

Bundle discounts save you time and money on all of your insurance needs.

Painters Insurance FAQs

Painter’s insurance, also known as painter’s liability insurance or painter’s business insurance, is a type of insurance coverage designed to protect painters and their businesses from various risks and liabilities. It typically provides protection against property damage, bodily injury, and personal injury claims that may arise during the course of work.

Painter’s insurance typically covers risks such as accidental damage to the client’s property, injuries to clients or third parties, and damage caused by faulty workmanship or products. It may also include coverage for tools and equipment, theft, and business interruption.

Having painter’s insurance is often a requirement for contractors, freelancers, or businesses operating in the painting industry. It helps protect painters from financial losses and potential lawsuits that could arise from accidents or damages that occur on the job.

Common coverages for contract painters include:

Painters insurance is designed to cover:

  • Property damage
  • Equipment damage
  • Injured workers
  • Accidents involving your commercial vehicle
  • Injuries to customers or others

Your specific policy will determine what your coverages include.

The cost of painters’ insurance typically depends on several factors, including the type of coverage chosen, the size and nature of your painting business, risk exposure, and claim history.
Contact us today to get a contractor insurance quote.

Painters insurance is needed by a range of professionals in the painting industry including:

  • Self-employed painters
  • Painting businesses
  • Industrial painters
  • Restoration painters
  • House painters
  • Office painters
  • Interior decorators

There are certain exclusions and limitations to painters insurance coverage that you should be aware of. While the specifics can vary depending on your policy and insurance provider, here are some common exclusions:

  1. Intentional damage or illegal activities
  2. Professional negligence or errors in workmanship
  3. Damage caused by wear and tear or lack of maintenance
  4. Damage occurring outside the specified policy coverage period
  5. Pollution or environmental damage
  6. Auto accidents that occur during personal use of a vehicle
  7. Claims arising from acts of terrorism or war

It’s important to carefully review the terms and conditions of your painters insurance policy to understand the specific exclusions and limitations that may apply. If you have any questions or need clarification, it’s recommended to consult with your insurance provider or agent.

Professional liability (E&O) covers claims arising from professional mistakes or failure to perform a professional service. General liability covers third-party bodily injury and property damage claims. Business owners insurance generally combines general liability and business property insurance, also providing protection against business interruption.

Yes, it is often possible to adjust your policy as your business needs change.

We just love working with Torian! Everyone is so wonderful and helpful. We have had excellent guidance, explanations, and recommendations for all of our insurance needs. We completely trust Torian and never have to worry about a thing. Thank you!

I am confident Torian is looking out for my best interest. I don’t worry about when or if something will happen because I know I have the best coverage I can get and at the best cost. Thank you Torian for the great service you offer.

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