Landscaping Insurance

Secure Your Landscaping Business

We know that a ‘one size fits all’ approach doesn’t work in landscaping insurance. At Torian Insurance, we take the time to understand your landscaping business and its unique risks, crafting a personalized and comprehensive insurance portfolio to protect your business. Overcoming the risk of potential financial loss has never been easier.

Looking for Insurance for Your Landscaping Business?

Call (812) 424-5503 or fill out the form below to get started.

landscaping insurance

Persevere Against Unforeseen Risks

Being in the landscaping business comes with risks—equipment failure, accidents, and property damage to name a few. Without right insurance coverage, these risks can impact your business severely, causing you financial loss and damage to your reputation.

Torian Insurance offers comprehensive Landscaping Insurance designed to safeguard contract landscapers from financial risk and loss. By aligning with your specific business needs and potential exposures, our custom-tailored policies can help protect you from costly claims related to accidental damage, liability issues, and any other unforeseen circumstances. We’re here to ensure your livelihood is secure so you can focus on crafting beautiful landscapes without worry. Landscapers insurance may include:

Protect Your Landscaping Business

Opt For A Trusted Partner For Your Insurance Needs

Rely on Torian Insurance's century-long experience as your dependable partner, safeguarding your landscaping business. We pair our comprehensive understanding of the landscaping industry with close attention to detail, offering a reliable shield for your endeavors.

Personalize Your Insurance To Align With Your Services

Your landscaping business is defined by its unique services, and your insurance coverage should mirror that uniqueness. Discuss with our experts the distinctive risks and nuances of your operations. We will then devise an insurance plan that's as custom-tailored as your services—affordable, thorough, and shaped to the outline of your business processes.

Work With Confidence Backed By Torian

With your customized policy in place, you can concentrate on the intricate aspects of your landscaping projects. Torian Insurance delivers that reassuring layer of protection, ensuring that if circumstances go astray, your business's financial stability remains intact. Expert claim handling and risk management advice are just a step away when you enlist our services.

We pride ourselves in offering the best insurance coverage and services throughout Southern Indiana.

You can rest easy with Torian. As independent Insurance agents, we work for YOU, not the insurance companies! Our expert staff has your best interest at heart which means providing the best coverage.

Variety Of Insurance Policies

We offer a variety of policies to find the perfect one for YOU!

Peace Of Mind

You'll have peace of mind knowing that your business is protected in case of an emergency.

Trusted Partner

If something happens, our team will be there with you every step of the way.

Bundled Discounts

Bundle discounts save you time and money on all of your insurance needs.

Landscaping Insurance FAQs

Landscaping insurance is a specialized type of business insurance tailored to meet the unique risks and challenges faced by landscaping and lawn care service providers. It typically covers a variety of potential liability and property damage scenarios, including equipment damage, employee injuries, accidents resulting from the use of tools and machinery, and even claims related to the professional advice or services provided. Essentially, landscaping insurance is designed to protect these professionals from financial loss due to unexpected events or claims.

Landscaping insurance typically covers a range of risks and liabilities associated with landscaping businesses. Here are some common things covered by landscaping insurance:

  • Third-party bodily injury, property damage, or personal injury claims, legal fees, settlements, medical expenses
  • Damage to your business property, such as equipment, tools, vehicles, and office space
  • Coverage for accidents, property damage, or injuries caused by your vehicles
  • Benefits to employees who suffer work-related injuries or illnesses, covering medical expenses, rehabilitation, and a portion of their lost wages

Landscaping business insurance is essential for a broad range of professionals and businesses that provide lawn care and landscaping services. This includes:

  • Landscapers 
  • Tree trimmers/pruners
  • Landscape architects/designers
  • Irrigation professionals
  • Snowplow professionals

The cost of landscaping insurance can vary widely depending on several factors such as the size of your business, the specific services you offer, your business location, the number of employees you have, and the amount and type of coverage you need. For instance, a small, home-based landscaping business may pay less for insurance compared to a large landscaping company with multiple employees and a wide range of services. It’s best to speak with an insurance professional to get an accurate quote tailored to your specific business needs. Keep in mind that investing in the right coverage can save you significant financial distress in the long run.

Yes, a component of landscaping insurance known as Workers’ Compensation can cover work-related injuries. This insurance is particularly important for landscapers given the physical nature of the work and potential for accidents. It provides coverage for medical expenses, rehabilitation costs, and a portion of lost income should an employee suffer a work-related injury or illness. It’s crucial to note that the specifics of coverage can vary, so it’s important to discuss your policy details with your insurer.

Typically, for a landscaping business, if you or your employees use vehicles for work-related tasks like carrying tools, supplies, or conducting other business operations, these vehicles would not be covered under a standard landscaping liability insurance policy. However, an additional type of insurance called Commercial Auto Insurance is specifically designed to cover vehicles used for business purposes. 

Getting landscaping insurance from Torian Insurance is a seamless straightforward process. Contact us today to get a quote on the coverage that fits your specific needs.

We just love working with Torian! Everyone is so wonderful and helpful. We have had excellent guidance, explanations, and recommendations for all of our insurance needs. We completely trust Torian and never have to worry about a thing. Thank you!

I am confident Torian is looking out for my best interest. I don’t worry about when or if something will happen because I know I have the best coverage I can get and at the best cost. Thank you Torian for the great service you offer.

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