HVAC Contractor Insurance

Safeguard Your HVAC Business

As an independent insurance agency protecting businesses since 1923, we empathize with the unique challenges you face as an HVAC professional. Our vast experience and expertise position us perfectly to guide you to the perfect HVAC contractor insurance solution.

Looking for Insurance for your HVAC Business?

Call (812) 424-5503 or fill out the form below to get started.

hvac contractor insurance

Reduce Your Financial Risks

Your Heating & Air business is exposed to numerous risks daily, from injuries on the job to damages at client premises. Without solid, customized coverage, you risk costly lawsuits and potential financial ruin, putting your hard-earned business on the line.

At Torian Insurance, we know the obstacles you face as an HVAC contractor.  But with a century’s credibility in the tri-state area and comprehensive, customized policies, you can trust in our dedication to making your business’s safety our absolute priority. Let us be your solid ground in an unpredictable realm, so you can keep your focus where it needs to be – on running your successful HVAC business. Insurance for HVAC contractors can include:

Protect Your HVAC Business With HVAC Contractor Insurance

Choose A Trusted Partner For Your Insurance

Understanding insurance can feel like a complex task, but that's precisely why we're here to support you. Leveraging our century-long expertise in the insurance business, we're well-equipped to address all your queries related to HVAC contractor insurance.

Tailor Your Policy Based On Your Requirements

Torian is committed to tailoring your HVAC contractor insurance policy according to your explicit requirements, risks, and the specific nature of your HVAC technician tasks. We'll ensure your policy encompasses all necessary coverage without any unnecessary additions.

Rest Easy With Insurance From Torian

Ease your mind and concentrate on your HVAC operations and ventures, safe from the concerns of possible financial losses. With the exhaustive insurance options provided by Torian Insurance, you can have peace of mind knowing you're in good hands.

We pride ourselves in offering the best insurance coverage and services throughout Southern Indiana.

You can rest easy with Torian. As independent Insurance agents, we work for YOU, not the insurance companies! Our expert staff has your best interest at heart which means providing the best coverage.

Variety Of Insurance Policies

We offer a variety of policies to find the perfect one for YOU!

Peace Of Mind

You'll have peace of mind knowing that your business is protected in case of an emergency.

Trusted Partner

If something happens, our team will be there with you every step of the way.

Bundled Discounts

Bundle discounts save you time and money on all of your insurance needs.

HVAC Technician Insurance FAQs

HVAC contractor insurance is a combination of coverage specifically designed to protect heating, ventilation, and air conditioning (HVAC) businesses from risks and liabilities unique to their trade.

Yes, HVAC technicians absolutely need insurance. Due to the nature of their work, which often involves operating heavy machinery, dealing with hazardous materials, and conducting work in potentially risky places (like the roofs or basements of buildings), HVAC technicians face a range of potential risks and liabilities. These risks can result in both personal injury and property damage.

Insurance is crucial to help protect HVAC technicians from significant financial losses and legal complications.

The cost of HVAC contractor insurance varies depending on several factors, including the services you offer, the size of the business, your property and equipment, policy limits and deductibles, and business income. Contact us today to get a contractor insurance quote.

HVAC contractor insurance can be beneficial for contractors who build:

  • HVAC contractors
  • HVAC technicians
  • Air conditioning installers, cleaners and repairers
  • Heating equipment installers, cleaners and repairers
  • Air conditioning and heating equipment stores

To get an accurate insurance quote for an HVAC technician, an insurance company typically needs the following information:

1. General Business Information
2. Description of Business Operations
3. Insurance History
4. Number of Employees
5. Equipment and Property
6. Vehicle Information
7. Desired Coverage
8. Financial Information

Yes, HVAC Contractor Insurance can certainly be tailored to meet your unique business needs. As an independent insurance agency, Torian Insurance understands that every business has its specific set of risks and challenges. That’s why we work hand-in-hand with our clients to create a bespoke insurance program.

Torian’s HVAC contractor insurance packages are designed to protect you from financial losses related to:

  • Damage to someone’s property
  • Accidents that hurt someone
  • Work related injuries
  • Professional mistakes
  • Accidents involving your commercial vehicle
  • Theft or damage to your tools
  • Damage to your own property

We just love working with Torian! Everyone is so wonderful and helpful. We have had excellent guidance, explanations, and recommendations for all of our insurance needs. We completely trust Torian and never have to worry about a thing. Thank you!

I am confident Torian is looking out for my best interest. I don’t worry about when or if something will happen because I know I have the best coverage I can get and at the best cost. Thank you Torian for the great service you offer.

Couldn't find the insurance you were looking for?

We can help! Simply complete the form below and one of our experts will get back in touch with you shortly to find exactly what YOU need for YOUR situation.