Commercial/ Residential General Contractor Insurance

Protect Your Construction Projects

As your trusted insurance agency, we understand the unique risks faced by general contractors. With our deep knowledge and experience in the construction industry, we guide you towards the right insurance coverage to protect your business, projects, and reputation.

Looking for Insurance for your Construction Business?

Call (812) 424-5503 or fill out the form below to get started.

general contractor insurance

Don't Delay Building Caused By Unforeseen Risks

As a general contractor, you face unique risks and challenges every day. Timelines, change orders, and contract administration can add complexities to your projects. At Torian Insurance, we are dedicated to help you proactively manage risks, reduce loss costs and keep your projects running smoothly. 

With our tailored insurance solutions, you can focus on what you do best – building. Our coverage options provide financial protection against potential accidents, damages, and legal liabilities on job sites. We ensure that you are prepared for unforeseen risks and have the necessary coverage in place to safeguard your business and reputation. Residential & commercial general contractors often need:

Protect Your Business With Residential or Commercial General Contractor Insurance

Choose A Trusted Partner For Your Insurance

Insurance can be complicated, but that's why we are here to help. With 100 years of experience in the insurance industry we can answer all of your questions regarding construction general contractor insurance.

Tailor Your Policy Based On Your Requirements

Based on your specific needs, risks, and the type of construction work you do, Torian will help customize your your general contractor insurance policy to include the coverage you need without anything extra.

Safeguard Your Business, Projects & Workforce

Focus on your construction business and building projects without the worries and burdens of potential risks. Our comprehensive coverage options allow you to rest easy knowing you're protected by Torian Insurance.

We pride ourselves in offering the best insurance coverage and services throughout Southern Indiana.

You can rest easy with Torian. As independent Insurance agents, we work for YOU, not the insurance companies! Our expert staff has your best interest at heart which means providing the best coverage.

Variety Of Insurance Policies

We offer a variety of policies to find the perfect one for YOU!

Peace Of Mind

You'll have peace of mind knowing that your business is protected in case of an emergency.

Trusted Partner

If something happens, our team will be there with you every step of the way.

Bundled Discounts

Bundle discounts save you time and money on all of your insurance needs.

Residential And Commercial General Contractor Insurance FAQs

Residential or commercial general contractor insurance is a type of insurance that provides protection to general contractors who work on residential or commercial construction projects. The insurance typically covers claims for property damage, third-party injuries, and liability-related claims. As a contractor, you are responsible for ensuring that your work is safe and of high quality. However, accidents can happen on any job site, and contractors need to protect themselves and their businesses from financial losses that may result from such accidents.

Yes, general construction contractors need insurance. This is because construction contractors oversee construction projects, which can involve risks such as accidents, property damage, and injury to workers or third parties. Having proper insurance coverage can protect the contractor from financial liabilities associated with these risks.

The cost of general contractor insurance varies depending on several factors, including the type and scope of coverage desired, the size of the business, and the location of the business. Contact us today to get a contractor insurance quote.

General contractor insurance can be beneficial for contractors who build:

  • Commercial
  • Residential
  • Retail
  • Institutional
  • Schools & Facilities
  • Government 
  • Mixed- use

To get a residential or commercial general contractor insurance quote, you will typically need to provide information about your business, including details such as the types of projects you work on and the size of your team. You may also need to include information about your company’s history, financials, and any past claims.

In addition to basic business information, you may also need to provide specific details about the types of coverage you are interested in, such as liability insurance, property insurance, and workers’ compensation insurance.

A Business Owners Policy (BOP) typically covers:

1. Property Insurance: This covers the buildings and content owned by the company. This includes your work equipment, furniture, inventory, etc.

2. Business Interruption Insurance: This covers the loss of income resulting from a disaster that disrupts the operations of business. It may also cover the extra expense of operating out of a temporary location.

3. Liability Protection: This covers your company’s legal liability for harm it may cause others. This harm could either be a result of things your company does or fails to do in conducting its business operations.

We just love working with Torian! Everyone is so wonderful and helpful. We have had excellent guidance, explanations, and recommendations for all of our insurance needs. We completely trust Torian and never have to worry about a thing. Thank you!

I am confident Torian is looking out for my best interest. I don’t worry about when or if something will happen because I know I have the best coverage I can get and at the best cost. Thank you Torian for the great service you offer.

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