Home-Based Business Insurance: What Your Homeowners Policy Doesn’t Cover

Millions of Americans are running businesses and side hustles from home — and most assume their homeowners insurance has them covered. It doesn’t. Home-based business insurance fills a critical coverage gap that standard homeowners policies were never designed to address, and knowing your options is the first step toward real protection for what you’ve built. Key […]
Torian Insurance Celebrates Centennial Milestone: 100 Years Serving Southern Indiana

Torian Insurance, a family-founded Southern Indiana insurance agency, proudly celebrates a milestone year – the completion of its 100th year serving the local community. Providing the same tried and true insurance products it would choose to protect its own homes, families, and businesses, Torian Insurance also offers a comprehensive array of insurance choices to ensure […]
Does My Homeowner’s Insurance Policy Cover My Jewelry?

As a homeowner, you have likely invested in insurance to protect your property from damage, burglary, and other disasters. However, many people don’t realize that they may be under-insured when it comes to their valuables such as jewelry. Your valuable jewelry holds both financial and sentimental worth. Knowing the details of what is covered by […]
Business Liability Insurance: The Backbone of Every Company

Business-related mishaps happen all the time, even when you’re prepared for them. That’s why you need to be protected from potential lawsuits against your business that could trigger unexpected expenses. Injury and damage claims can be disastrous for small and independent businesses, but with business liability insurance, you’re financially protected in the case of claims […]