Better Morgantown Insurance Coverage


Morgantown, Kentucky Insurance Agency

Shopping For Insurance In Morgantown, KY


We begin with a conversation. We want to get to know you, what you have, your goals and what you hope to accomplish. We plan to help you make that happen.


You're a person, not a commodity. As independent agents, we get you access to more options, and create a customized insurance portfolio based on your needs and lifestyle.


After discussing your needs, and collaborating with our network of insurance companies, we are able to accurately communicate and advise you on the best solutions needed to protect what matters most to you.

Serving Morgantown & central Kentucky Since 1923.

For 95+ years, we have had the honor of serving our neighbors in Morgantown, Bowling Green, and throughout central Kentucky. We know if we take good care of our clients, our business will be taken care of.

We believe that regardless of the size of your home, number of cars you own, or the size of your business, everyone needs sound advice and proper insurance protection.

Torian owners and agents personally take care of all our people. We are the voices answering the phone, and the familiar faces showing up when you need us. While other agencies our size are owned by large banks, brokers and private equity firms, we remain local in Evansville, IN. We believe in our way of doing business. It’s been working for us – and most importantly our clients – since 1923. Find out for yourself.

Let’s do this right.

Your livelihood – your business, your home, your car, your family – is worth more than 15 minutes of our time. We sincerely want to know more about your goals, and ideas. What are you trying to accomplish? We’re all ears.

See what our customers have to say:

Torian Insurance has been an excellent company to work with over many years. Bob Dillow is always ready to find the best insurance for the most affordable price and he wants to know if claims are handled properly. Bob and his staff are excellent!

We just love working with Torian! Everyone is so wonderful and helpful. We have had excellent guidance, explanations, and recommendations for all of our insurance needs. We completely trust Torian and never have to worry about a thing. Thank you!

Morgantown Insurance Agency FAQs

An independent insurance agent, also known as an insurance broker, is a type of insurance agent that works with multiple insurance companies. They are not employed by any one company, and they work to find the best coverage and rates for their clients.

If you’re in Morgantown and looking for an insurance agency, there are a few things you should keep in mind. First, make sure that the agency is licensed to do business in Kentucky. Second, ask about the types of coverage they offer and make sure that they have the coverage you need. Finally, ask about discounts. Many insurance agencies offer discounts for things like multiple policies, good driving records, and more.

Independent insurance agents are able to offer more choices to their clients than agents that work for a single company, and they are usually able to get better rates because they have more negotiating power. At Torian, we take the time to get to know you and understand your lifestyle so that we are able to find you the best coverage possible. We can’t prevent the unthinkable from happening but we can make sure you are protected when it does.

Of course! It is usually beneficial to bundle your insurance. Our expert team can help you explore the best policies that cover all of your needs.

Yes! We have and maintain our Kentucky insurance license. Along with being licensed in Kentucky, we are also licensed to provide insurance throughout the Tri-State area including Indiana and Illinois. Our office is in Evansville, IN but we service the surrounding areas. 

We pride ourselves in being a one-stop-shop for all of your insurance needs. Ranging from your personal needs to professional we have policies that can cover what matters most. Some of our most common insurance products include home & auto, business liability, renters insurance.

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